Become a Homeowner
Are you interested in becoming a Habitat homeowner?
Habitat for Humanity Ireland works in partnership with Dublin City Council to renovate derelict properties around the city centre. These homes are sold to low income families to allow them to become first time homeowners.
If you are a prospective Habitat homeowner looking to acquire a mortgage, watch this webinar for some useful tips and information.
There are three main criteria that people need to meet in order to be considered as suitable applicants to becoming homeowners with HFH. These are:
1.) Need – You must be in need of a home. For our current projects and for projects in the foreseeable future you must be on the Dublin City Council (DCC) Housing List. If you are not currently on the DCC housing list, your first step is to make an application to DCC to be put on the list.
2.) Ability to re-pay a mortgage. Habitat Homeowners are expected to be able to repay a mortgage as it is not a giveaway scheme. It is a “Hand up, not a Hand out”. This will usually mean being in reliable employment to meet the lending criteria of the lending institution who will provide your mortgage.
3.) Willingness to partner with Habitat and contribute “sweat equity” volunteer hours into the home. HFH keeps the cost of the houses for the homeowners down by using volunteer workers where possible and donations of gift in kind and building materials on our projects. Our homeowners are part of this process as they are investing their time and effort in their own homes. No construction experience is required as all training will be provided on site by professionals.*
*Depending on applicant circumstances non-construction project involvement can be arranged.
Please note that the three qualification criteria above are all essential elements of becoming a Habitat Homeowner. Please be sure that you are capable of meeting all of these criteria before applying to become a homeowner.
You can also call our office if you have any other queries: 01 531 2033
Read stories of Habitat homeowners in Dublin here.